Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).

Read our full Risk Warning

Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).

1 year Growth Bond

This is an opportunity to invest in a 1 year growth Bond issued by P1 Capital Partners

  • IFISA Eligible
  • 7% fixed return p.a
  • Asset Backed
  • Growth Bond
The Company P1 CP Secured September ( GROWTH ) 2019 limited is a special purpose vehicle (SPV) set up to issue bonds. The SPV is 100% owned by P1 Capital Partners Limited.   

The Market 
This 1 Year bond will invest directly into a number of loans secured on UK property. The purpose of the bond is to offer diversification across a number of loans,  properties and borrowers / developers.
  

Sectors 
The main sectors we create bonds for are: 1. Bridging loans 2. Property development   

How funds are used 
Your investment is used to lend to companies / individuals in exchange for a legal charge on UK property. This may be a charge registered over the property of the company or a debenture as a charge over the company. After our investment team are satisfied with initial due diligence and the loan is agreed, we will continue to monitor the loan to ensure key factors are being met.   

Security 
A legal charge over UK property up to 75% of the development value.   

Liquidity 
Although the bond is transferable, there is currently no secondary market, so investors should only plan to invest over the full 1-year term.   Diversification Your funds will be allocated across a number of secured loans.   

Offer 
The bond pays a fixed annual interest of 7% per annum over a 1-year term, with the capital and interest repaid as a lump sum upon maturity. The term commences when your investment is completed.   

Minimum Investment 
£100

Risk
Your investment is subject to fluctuations in the value of property. Property values can go up as well as down. For full details please read the full risk warning on this site.

Questions? We’re here to help

If you have more questions check our FAQ

P1 Capital Partners provides funding to established UK-based property companies and SME developers, all with a proven track record. We diversify the loans over a range of borrowers and assets. This has the dual purpose of fully diversifying the loans and further mitigating the financial risk. The loans are all asset-backed, which provides additional security and protection.   

We aim to develop strong personal relationships with you, our investors and partners. Our mission is to act with transparency and integrity at all times. Our experienced team and our Investment Committee scrutinise all investments, in addition to rigorous due diligence on our potential borrowers.
  
Since we consider our investors and partners are unique, we have developed tailored portfolios which offer you flexibility on growth or income on your investment. According to your preferences, you may choose an investment term of 1, 3 or 5 years.   

P1 Capital Partners does not charge entry or exit fees on any of our investment portfolios.
P1 Capital Partners are Property Finance Specialists who lend on a short-term basis to borrowers up to 75% of the value of the property/development value*.  All loans are secured by a legal charge.  (1st or 2nd charge).  P1CP will originate, administer and monitor all loans on behalf of the Issuer. Typically, loans are 3 months to 36 months duration.  Borrowers are primarily business owners, developers and property professionals. The Issuer will take security over all the property and in many cases personal guarantees from directors when lending to companies.
This investment opportunity is open to anyone aged 18 and over and trusts or companies. For trusts there may be specific tax implications you need to consider. We recommend all investors speak to their tax advisers. Any investors must answer the additional appropriateness questionnaire before investing, in order to confirm they meet the requirements.